Fair Share: Protecting Consumers and Your Business from Unfair Practices

$39
This product includes:
LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 3 Mandatory Hours: 0 Total Hours: 3
Description
Renewal Requirements

Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.

This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.

Course highlights include:

  • Federal antitrust laws and violations
  • Avoiding antitrust violations and protecting consumers from them
  • Antitrust complaint process and penalties
  • Federal fair housing laws and violations
  • Redlining, blockbusting, and steering
  • Buyer love letters
  • Fair housing complaint process and penalties
  • Predatory lending
  • Truth in Lending Act
  • Home Ownership and Equity Protection Act
  • Protecting consumers from predatory lending
  • Reporting predatory lending

Package Content:

State Requirements For New Jersey

New Jersey State Requirement Details for Real Estate Broker, Broker-salesperson, and Salesperson Continuing Education

Renewal Date: June 30th of odd-numbered years. Continuing Education must be completed by April 30th of odd-numbered years.

Hours Required: 12 hours

  • 6 hours in core topics
    • 1 hour in Fair Housing & New Jersey Law Against Discrimination
    • 2 hours in Ethics
    • 1 hour in Agency
    • the remaining hours in any core topic
      • Agency
      • Disclosure
      • Legal issues
      • Ethics
      • Fair Housing
      • Rules and regulations
      • Real estate licensee safety
      • Financial literacy and planning
  • 6 hours of elective courses - A mix, or all of the same, of any of the following four CE types: ELECTIVES or ETHICS or CORE or FAIR HOUSING

Note: Salespersons initially licensed in the FIRST year of the NJ real estate license term ARE REQUIRED to complete CE requirements in order to renew their license for the next term. Salespersons initially licensed in the SECOND year of the NJ real estate license term shall not be required to fulfill any continuing education to renew their license upon the conclusion of that license term.

New Jersey Real Estate Commission

Street Address: 20 West State Street, Trenton, New Jersey 08608

Mailing Address: PO Box 328, Trenton, New Jersey 08625-0328

Telephone: (609) 292-7272

Email: realestate@dobi.nj.gov

New Jersey Real Estate Commission

NJREC Continuing Education

CE Lookup